Privacy Policy

Effective Date: [yesterday_date]

At Passive Income Fund, we are dedicated to protecting the privacy of our readers and ensuring that personal data is handled responsibly.

This Privacy Policy explains how we collect, store, and process information in compliance with global data protection standards, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Our blog provides educational material only, focused on cryptocurrencies, digital finance concepts, algorithmic investing ideas, passive income learning, and general financial literacy discussions.

We explicitly avoid advisory content in YLYM (Your Life, Your Money) categories such as medical, financial, legal, or health-related advice, ensuring our content remains safe, ethical, and AdSense-compliant.

Data Collected

We collect limited but necessary data to maintain the functionality of our blog, improve performance, and keep communication channels open with our readers.

The information falls into the following categories:

1. Information You Provide

   • When you contact us through email or forms, you may voluntarily provide personal details like your name, email address, and the content of your message.

   • This information is used only to respond to your inquiries or manage communication efficiently.

2. Automatically Collected Information

   • Our systems may collect technical information such as your IP address, device type, operating system, browser version, and general usage activity.

   • This helps us analyze trends, track user engagement, and improve site function.

3. Non-Personal Data

   • Aggregated, anonymized metrics such as demographic trends, referral sources, and audience interaction data may be collected purely for analytics and performance optimization.

We do not collect sensitive financial, health, or other personally invasive information.

Cookies Usage

Passive Income Fund uses cookies and similar technologies to support site functionality and deliver a better user experience.

Cookies are small text files saved on your device when you visit the site.

Types of Cookies We Use:

• Essential Cookies – Maintain the smooth operation of the site.

• Performance Cookies – Collect metrics to monitor how readers use the blog and identify improvements.

• Preference Cookies – Store your language or settings for future visits.

• Advertising Cookies – Support relevant ad delivery through services like Google AdSense.

You can manage cookie preferences in your browser settings, including restricting or disabling them.

However, some parts of the blog may not function properly if cookies are disabled.

Google Services

To deliver content effectively and support an AdSense-safe environment, Passive Income Fund integrates several Google services:

1. Google Analytics

   • Tracks website engagement metrics, such as time spent on pages, most visited articles, and how visitors arrive at the site.

   • Data is anonymized and used only for improving the educational value of our content.

2. Google Ads / AdSense

   • Advertisements shown may be non-personalized or personalized based on cookies and device identifiers.

   • Users may opt out of personalized ads through browser settings or Google Ad Preferences.

3. Google reCAPTCHA

   • Protects our contact forms against spam and automated misuse.

   • This service may collect certain hardware and software information for security validation.

We ensure that these tools operate responsibly and in compliance with GDPR and CCPA requirements.

User Rights

Compliance with GDPR and CCPA means that you, as a reader, have legally protected rights regarding how your personal data is collected, used, and stored.

Under GDPR, you have the right to:

• Access – Request details about the data we have collected about you.

• Rectification – Correct any incomplete or incorrect information.

• Erasure (“Right to be Forgotten”) – Ask for deletion of your personal information when no longer needed.

• Restriction of Processing – Demand limited use of your information in certain circumstances.

• Data Portability – Request a copy of your data in a machine-readable format.

• Object – Stop us from processing your personal data for specific lawful purposes.

Under CCPA, California residents have the right to:

• Know what categories of personal information are collected and why.

• Request disclosure of personal data collected about them.

• Request deletion of their personal data, with exceptions where retention is legally necessary.

• Opt out of any "sale" of their personal data (we do not sell personal information).

• Equal service, meaning no discrimination if privacy rights are exercised.

If you wish to exercise any of these rights, please email us at privacy@passiveincomefund.live.

We commit to acknowledging requests promptly and responding within the timeframes required by law.

Children’s Privacy

Passive Income Fund is not directed at children under the age of 13 or equivalent age of digital consent under local laws.

We do not knowingly collect data from minors.

Parents or guardians who suspect their child has provided personal information without consent should contact us at privacy@passiveincomefund.live, and we will delete such data promptly.

Data Storage and Security

We employ appropriate technical and organizational measures to protect collected data against unauthorized access, misuse, accidental loss, or disclosure.

These include:

• Encryption measures when applicable.

• Access restrictions to communication logs.

• Periodic reviews of stored data to ensure necessity and accuracy.

• Limited data retention conditioned on the purpose of communication or legal obligations.

While no website can guarantee 100% security, Passive Income Fund takes proactive steps to reduce risks and maintain user confidence.

External Links

Our blog may occasionally include links to third-party websites for educational or awareness purposes.

We do not control the content, operations, or privacy practices of these external sites.

If you follow such links, you are responsible for reviewing their privacy policies separately.

Passive Income Fund cannot be held liable for how external parties manage data.

Audience Profile and Privacy Practices

Our audience includes:

• Students and Young Adults who want to learn financial literacy concepts like cryptocurrency, compound interest, and passive income basics.

• Working Professionals exploring algorithm-driven investing, ESG principles, and digital economics as part of broader literacy.

• General Learners and Enthusiasts engaged with blockchain overviews, savings ideas, and discussions of current financial innovation.

Because of this diverse audience, our privacy measures are designed to be simple, transparent, and inclusive, placing user trust at the forefront.

International Data Processing

Though operated from India, Passive Income Fund adheres to global privacy standards.

By accessing this blog, you understand that data may be transferred internationally, including to regions with differing protection laws.

Nonetheless, all data is handled according to the highest privacy standards we uphold, regardless of your geographic location.

Changes to this Privacy Policy

Passive Income Fund may revise this Privacy Policy occasionally to reflect legal updates, adoption of new tools, or modifications in our operations.

Updates will be reflected by the date shown at the top of this page.

We encourage readers to review this Privacy Policy regularly.

Continued use of the blog after revisions indicates your agreement with the changes.

Contact Information

For any privacy-related inquiries, please reach us using these contacts:

• Privacy Inquiries: privacy@passiveincomefund.live

• General Questions: contact@passiveincomefund.live

• DMCA Requests: dmca@passiveincomefund.live

Every message is read, reviewed, and responded to with respect and professionalism.

Closing Statement

At Passive Income Fund, privacy is not just a requirement but a commitment to our readers.

We collect only the minimum necessary information to ensure a smooth and safe educational experience.

We never sell or misuse your data, and we uphold your rights under GDPR and CCPA.

By using this blog, you acknowledge this Privacy Policy and agree to responsible data practices designed to protect your interests.

Our mission will always remain education, reliability, and safe growth in knowledge—supported by transparency and respect for your privacy.

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